Ready-Made Portfolios all 0% initial commission - the Basics

fundsnet offers seven Ready-made portfolios:

Each of these is designed to reflect your attitude to risk see below for descriptions:

People in this category set as their main priority a high level of safety of their capital/investment but are also looking for a higher rate of investment return than is associated with Bank/Building Society deposit accounts. In doing so, they accept that the return of their original capital/investment is not guaranteed. The fundsnet  Cautious Portfolio may be most suitable.

In addition, the Property Portfolio may be suitable, as it falls between the Cautious and Balanced Portfolio risk level.

People in this category set as their main priority a lower level of safety of the capital/investment but would not be happy to see their capital/investment eroded or completely lost. They are willing to take a level of risk necessary to achieve a potentially higher rate of return than could be achieved without taking some risk. The fundsnet  Ethical, Balanced or Balanced Budget Portfolios may be most suitable.

As mentioned above the Property Portfolio may be suitable, as it falls between the Cautious and Balanced Portfolio risk level.

People in this category set their main priority as achieving very high rates of return on their capital/investment. They are aware that in attempting to achieve this aim that they are exposing their capital/investment to a very high level of risk and this may, in extreme situations, cause them to lose the whole investment. The fundsnet Adventurous Portfolio may be most suitable.

People in this category also set their main priority as achieving very high rates of return on their capital/investment. They are aware that this portfolio is likely to be even more volatile than the Adventurous Portfolio  and will expose their capital/investment to an even higher level of risk and this may, in extreme situations, also cause them to lose the whole investment. The fundsnet Speculative Portfolio may be most suitable.

fundsnet has constructed its Ready-Made Portfolios by carefully picking funds that meet the following criteria:

1. A strong track history for a minimum of five years
2. A high rating by Morningstar & Financial Express, demonstrating strong performance in its sector over three years.*
3. A high rating by Old Broad Street Research, demonstrating strong management and systems.*

Click here for more details on how we have constructed the portfolios

* With some specialist funds, such as Property, it is not possible to identify funds that are highly rated by all three agencies because many of the funds have not been in existence long enough, or cannot provide the necessary information to get a rating. This statement particularly applies to the speculative portfolio, as this is entirely invested in specialist funds.