How much to Invest

Deciding how much to invest, and how to split your investments, will depend very much on your personal circumstances and your attitude to risk. But for certain types of investment, mainly those for which there are ‘tax breaks’, there are limits to how much you can invest.

To help fundsnet maintain our very low charges, we ask you to invest a minimum amount, either £50 per month or £1000 as a lump sum. Full details of the minimums and maximums you may invest are on this table:

Product

Maximum total investments in one tax year

Minimum monthly savings per fund

Minimum lump sum savings per fund

Ready-made Portfolio minimum monthly (5 funds)

Ready-made Portfolio minimum lump sum (5 funds)

Investment Funds

Unlimited

£100

£1000

£500
(£200 for
Balanced
Budget)

£5000 (£2000 for
Balanced
Budget)

Investment ISA

£7200*

£50

£500

£250
(£100 for
Balanced
Budget)

£2500 (£1000 for
Balanced
Budget)

*This amount is reduced by any anount paid into a Cash ISA in the current tax year.

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